Long Term Care
Most of us know a close family member or friend who has spent time in a nursing home. The fact is that at age 65, the average American faces at least a 40% risk of spending some time in a nursing home.* Unfortunately, Medicare pays only a small percentage of the nation's nursing home care expenses.*
Early planning can alleviate some of the emotional, financial and physical stress that can accompany a difficult situation such as this. Avoiding the subject, doesn't make it go away. At least 70% of people over 65 will need long term care services and support according to the Centers for Medicare and Medicaid Services.
A Long Term Care insurance policy provides benefits that help pay for nursing home care, home health care and comprehensive care (both nursing home and home health care). To review general information about Long Term Care coverage just click on the link below. To find out more about the plans and companies that we offer, request more information today.
Contact us at 866.451.1979